Current Deposit Rates
Rates Effective As Of Feb 6, 2008.
Rates Subject To Change Without Notice, Please Call To Confirm.
Important Note:
Contribution limits for regular and Roth IRA's are $3000.00 this year, up from $2000.00. This is a big deal for married couples, it's really $6000.00 that you can put in an IRA account.
The biggest IRA savings benefits go to people aged 50 and over. Thanks to the so-called catch-up provisions in the new tax law, they can contribute more to their retirement plans than most folks. Starting this year, they can invest a maximum of $3,500.00 in an IRA.
| |
| Description |
Nominal
Rate |
APY* |
| Regular Share - >$50.00 to $1000.00 |
.70% |
.70% |
| Regular Share - $1,001.00 to $5,000.00 |
.73% |
.73% |
| Regular Share - $5,001.00 - $10,000.00 |
.75% |
.75% |
| Regular Share - $10,001.00 - $100,000.00 |
.77$ |
.77% |
 |
| Special Needs (5.00 Minimum) |
Same As Regular Share |
Same As Regular Share |
|
| Junior Saver(5.00 Minimum) |
Same As Regular Share |
Same As Regular Share |
|
| Christmas Club (5.00 Minimum) |
.80% |
.80% |
| *APY = Annual Percentage
Yield. |
|
|
| |
| Description |
Nominal
Rate |
APY* |
|
$2,000.00 to $5,000.00
|
1.25% |
1.26% |
|
$5,001.00 to $10,000.00
|
1.35% |
1.36% |
|
$10,001.00 to $25,000.00
|
1.45% |
1.46% |
|
$25,001.00 to $50,000.00
|
1.60% |
1.61% |
|
$50,001.00 to $100,000.00
|
2.00% |
2.02% |
| *APY = Annual Percentage
Yield. |
|
|
| |
| Description |
Nominal
Rate |
APY* |
| 3 Month Certificate (1,000.00 Minimum) |
Call Us |
0.00% |
|
| 6 Month Certificate (Less than 25K) |
Call Us |
0.000% |
| 6 Month Certificate ($25K or more) |
Call Us |
0.000% |
|
| 12 Month Certificate (Less than 25K) |
Call Us |
0.000% |
| 12 Month Certificate ($25K or more) |
Call Us |
0.000% |
12 Month Tradition IRA & Roth IRA
(1,000.00 Minimum)
$12.00 Annual Administrative Fee |
Call us |
0.000% |
|
18 Month Tradition IRA & Roth IRA
(1,000.00 Minimum)
$12.00 Annual Administrative Fee |
Call Us |
0.000% |
| *APY = Annual Percentage
Yield. |
|
|
|
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